Prevention doesn’t always mean physical health awareness. This month we’re focusing on how to maintain the health of your Transocean U.S. Savings Plan — also known as your 401(k) — using Fidelity’s auto increase and auto rebalance features. These simple tools can help take the guesswork out of growing your investments and keeping them well-balanced when the market swings big.

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Auto Increase for Growth

With a 200% match on up to 5% of the eligible compensation you contribute to the plan, Transocean wants to be sure you’re not missing out on the money the company is putting on the table for your retirement. That’s why we use Fidelity’s auto increase feature to automatically increase employee contribution by 1% per year until you reach the 5% company match maximum.

But you don’t have to stop there. According to Fidelity, you should target to save at least 15% of your annual income so that by the time you’re ready to retire, you have a healthy amount of savings. By keeping the auto increase feature enabled, you can set it and forget it to increase your savings over time.

Auto Rebalance for Safety

As your 401(k) grows or sometimes shrinks, the individual funds don’t always move in equal proportions. Some investments can make more significant moves up or down, and soon your intended investment mix is out of balance. You may wind up with too many risky stocks or an overabundance of slow-growth investments. Rebalancing your portfolio is an excellent way to make sure that one investment in your portfolio isn’t overpowering the mix and putting you at risk.

The Target Date Fund investment options in the U.S. Savings Plan fund lineup automatically include an auto-balance feature; so, if you’re invested solely in a Target Date Fund, your investments are balanced periodically, without action required of you.

If you have personalized your investments and have investments outside of the target date funds, the individual funds don’t always move in equal proportions as your 401(k) grows or sometimes shrinks. Your Transocean 401(k) plan offers two services that can help maintain the combination of investment types you want for your retirement savings plan.

• Automatic Rebalance periodically rebalances your account to stay consistent with the investment strategy you’ve chosen. You simply identify an initial investment combination, adjust your account to that mix, and let the service do the rest.
• Rebalance Notification alerts you by e‐mail any time your account’s investment mix strays from your original specification. You decide whether to rebalance, and you can take action immediately by clicking on a link delivered with the e‐mail message.

Have U.S. Savings Plan Questions?

To learn more about these free services, log on to NetBenefits® at http://www.netbenefits.com and

1. Select your Transocean U.S. Savings Plan account.
2. Click Change Investments.
3. Select Rebalance.

Or call Fidelity Investments toll free at 1‐800‐835‐5098 to speak with a Customer Service Associate for assistance.