September’s Fidelity Q&A Session (see details) is about personalized financial planning. You might think that a personal financial planner is for the wealthy—or at least for those who have hundreds of thousands of dollars to invest. However, think of the normal, everyday financial goals you may have, such as a down payment for a home, a child’s college education fund, retirement, or long-term care for you or an aging parent. These are all goals that can be realistically attained without a stockpile of money to dedicate to them—if you have the right tools.

A Fidelity study found that those who invest the time with a personal financial planner see a greater return on their investment than if they invest themselves—with an added 1.4% to 4% return over the long run. With this return, you could add as much as 24% to your retirement portfolio!

To view available appointments and schedule a Fidelity personalized financial planning session, go to the Ask Fidelity Q & A Session.

‍There’s another side to why finances are so personal: They can impact your mental health, either positively or negatively. Easy access to financial resources is important to our wellbeing, which is why they’re included in your Transocean benefits through both Fidelity and our EAP provider, Optum.

Explore the Optum financial wellbeing benefits page to find what your benefits include, like assessing and learning to manage financial stress, financial learning modules and calculators, and two 30-minute, no-cost coaching sessions each year. You also get a 25% discount on personal income tax preparation.

Increasing your financial IQ is an important part of your wellbeing journey, so take advantage of your available benefits from our expert benefits providers.